How do you know if you have a valid reason to claim injury compensation. Image credit: AdobeStock
This means the injured person may not be eligible to file a lawsuit if the accident’s main cause was the claimant’s actions. Throughout the claim process, the insurer or the court’s decision will be depending on the actions or omissions of both parties and the defendant’s breach of duty.
Accidents can occur even in a place where the customers have no responsibilities other than their personal safety. Under the Civil Liability Laws, the businesses’ visitors’ safety should be ensured. This means in the course of the visitors’ visit, the business bears the responsibility to provide their services at acceptable standards. If the business is a restaurant, the food being served should be healthy, the environment should be maintained, and risk objects should be eliminated. Or, if the business place is a treatment centre, the medical professionals should hesitate to perform actions that might end up in harm or a worsened condition to the patient.
Although public liability compensation can be claimed quite often whilst suffering injuries, the other party should be responsible for the claimant’s health and safety. As we are getting into contact with many objects in our daily routine, these objects should be designed or maintained in a way to prevent harm. Even the products we use at home should be working without any complications. The same applies to the workplaces and the places that we visit on daily basis. Legally, this situation is defined as the duty of care. Once you are on the property of a business or an individual, the other party carries the responsibility for your wellbeing. Although this duty can be fulfilled by acting reasonably, even the smallest unintentional actions can lead to the breach of this duty.
Public liability law covers this aspect of accidental harm by enforcing these duties to others. Covering the loss of the victim is the responsibility of the person on duty. On the other hand, it shouldn’t be mistaken that not on every occasion someone else owes you a duty. The same laws apply to the claimant itself. An individual’s duty is to take their own personal care as on some occasions the harm can arise as in nature of the activity. Such as roller-skating or cycling, some activities involve the risk factor naturally.
As an ordinary visitor wouldn’t be aware of what objects or actions pose a risk to their wellbeing; this is a situation in which the person in charge of the management of the place is responsible for the visitor’s safety. It is unwise to expect a customer to understand if the food served to them is in good condition or not, before consuming. The businesses’ duties start here. The food should be in a healthy condition however, this is not their only duty as, during the time spent on the restaurant, the customer’s health condition should be away from any adverse situation. This means the whole business and its services should be safe during the visit. This includes the restrooms, the air conditioning –as poisonous gas can be exposed-, the service area –the tiles can lead to accidents when wet- and all other services that can be dangerous if not maintained correctly. While proving the negligence and negotiating with the insured, you would need a strong representative as your rights should be defended at all costs. Hiring a lawyer would be a wise choice among all options. Accidents such as food poisoning or taking damage due to a slip and fall accident can lead to critical health conditions. The victim’s loss should be compensated to prevent any financial difficulty that can result from the incapacity of the victim.